State Health Plan Proves Public Option Costs More, Not Less

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Category : Random Musings

The Senate Finance Committee today wisely rejected the so-called public option as it marks up its health care reform measure. The 15-8 vote included five Democrats saying no.

Wise move. Every state that’s implemented a public health plan is now going broke after first proclaiming it would save costs and then having to throw money into the system at twice what was budgeted.

The latest example comes from North Carolina, where its Public Health Plan for state employees and teachers has seen claims skyrocket threefold since inception to where they now amount to half the state’s entire budget, coming in at a whopping $10.7 billion in 2008.

The state, as is being discussed and touted in D.C. during the health care debate, also pinned its hopes on wellness management–getting people to quit smoking and lose weight–as a means to hold health care costs in check.

That didn’t work either and actually ended up adding many millions more onto the state’s health care tab as providers gamely gamed the wellness system.

The state isn’t giving up, though. Now it’s requiring people on the State Health Plan to sign a form attesting that they don’t smoke and that their BMI (Body Mass Index) is less than 40 (which is being reduced soon to 35) in order to get the better, cheaper, 80/20 health care plan. If you’re a fatso or you smoke, you’re forced onto the 70/30, where you pay 30 percent of all medical bills.

Now comes the Big Brother part. Since people were routinely lying on their forms, employers are now required to check for smoker’s breath and to weigh employees to determine their BMI. If you’re found out, you’ll be forced onto the 70/30 plan and made to forfeit all your deductions under the 80/20 plan.

And most Americans favor health reform, according to Obama and the Democrats. Either they’re lying, we’re naive, or someone is making all this up.

Read "Your employer will weigh you now" for the nitty-gritty details of health reform gone wild.

 

 

Countries With Best Retirement Plans: Netherlands, Australia

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Category : Federal Labor Law, State Labor Law

The Netherlands, which is also at the forefront of social permissiveness in terms of recreational drugs and recreational sex, appears to have the world’s best pension system, according to the Employee Benefit Research Institute. For nine out of ten workers at minimum, retirement at 100 percent of last salary is pretty much the norm.

In the Netherlands, the public social security systems kicks in 30 percent of one’s last wage, while employer-run defined benefit plans provide 70 percent.

Of course, there are signs the system will break down and go broke, but for now it seems pretty ideal.

Australia runs pensions a bit differently, but if the worker does his or her part, the results can be fine indeed. The government pension, which is funded from general taxation and not dedicated payroll taxes, pays a portion of one’s highest salary at retirement. Employers also must contribute to a defined contribution plan, and employees can volunteer to contribute to the plan as well.

Australia, however, is looking to raise the retirement age to 67 from 65 to cope with costs.

Anyway, it should beats the haphazard system we have in America in which employers are pretty much free to do what they want, including nothing, with retirement plans.

What a Shock: Medical Students Will Be Children Too!

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Category : Random Musings

The medical community is all up in arms that some medical school students are behaving like other children and young adults on the social media sites like Facebook, MySpace and Twitter.

However, juvenile pranks are nothing compared to doctors who deliberately gack their patients, as reported yesterday.

MedPage Today
reports that some students have made sexual advances to patients (students have patients?) and posted revealing photos of themselves online, including not just the sexual kind, but the inebriated and high-on-other-substances stuff as well.

In some cases, the students have even been dismissed for their behavior, which seems to be going a bit far. The medical profession should spend more time policing its practicing doctors (see link above about eugenic-prone docs) and let its doctors-in-training grow up like their peers in other fields.

Doomed Medicare Advantage Works Better Than Parent

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Category : Random Musings

Admittedly, the group compiling the data and the findings is a health insurance trade organization, but according to its culling of Agency for Healthcare Research and Quality (AHRQ) findings, the program Obama wants to cut–Medicare Advantage–far surpasses regular Medicare in results:

Seniors in Medicare Advantage spent fewer days in a hospital, were subject to fewer hospital re-admissions, and were less likely to have “potentially avoidable” admissions, for common conditions ranging from uncontrolled diabetes to dehydration, according to a new analysis of publicly available AHRQ data released today by America’s Health Insurance Plans (AHIP).

In other words, Obama will pay for “health care for all” by cutting health care for seniors. No wonder they’re up in arms.

John Goodman and Obama’s Ten Degrees of Separation

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Category : Random Musings

I’ve stumbled upon the most concise description of the health care reform debate over at John Goodman’s Health Care Blog.

He begins with these two propositions, the first highly popular with the public, the second highly unpopular:

Proposition One: No health insurance company should be able to turn down any applicant or charge a higher premium because of health status.

Proposition Two: The federal government should tell you what health insurance you must have, where you will get it and what price you must pay and levy steep fines on you and your employer if you fail to comply.

How does he resolve this conflict and achieve universal health care? Read on.

However, if you want a dose of the reality that’s going to be dealt us if Obama gets his way, then read “The lies continue in Obama’s Minneapolis speech.”

What a Shock: Union Leader Blames Decertification on Evil Company Chieftains

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Category : Random Musings

A Boeing plant in South Carolina has voted overwhelmingly to decertify its International Association of Machinists (IAM) union. Of the 300 members qualified to vote, 199 opted for decertification, and of course, they had been brainwashed by the evil corporate chieftains, according to an IAM spokesman.

“We are frustrated that Boeing did not remain neutral and allow these workers to make a decision free from pressure, intimidation and coercion,” IAM’s Bob Wood said. “Boeing is playing a perverse game of pitting community against community for the most taxpayer money, and pitting worker against worker for the cheapest possible labor, using these tough economic times to take advantage of both. The IAM will continue to be here for aerospace workers in the United States.”

Wood is accusing Boeing of dangling the prospect of building another plant near this one in North Charleston to work on the 787 Dreamliner, but the company (natch) denies any connection between the decertification vote and the location of its Dreamliner plant.

It’s always good to get rid of a union, so who cares if there was a little corporate blackmail? (If you want to know what unions end up creating, take a visit to General Motors or to the state of California–both have been completely devastated by union power- and money-grabs.)

Meanwhile, I’m sure IAM “will continue to be here,” there and everywhere if there’s a chance of getting its hands on more union dues, which is any union’s sole raison d’etre.

Surprise! EFCA and Card Check Won’t Apply to Federal Govt.

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Category : Random Musings

cardcheck obama Surprise! EFCA and Card Check Wont Apply to Federal Govt.
Just as Congressmen are exempt from the laws they pass (can’t sue them for sexual harassment or discrimination in employment, for instance), it turns out that the federal government and agencies affiliated with it can’t–by law–be organized into unions through card check.

Case in point: The Legal Services Corporation (LSC) is a congressionally chartered nonprofit whose employees recently signed an “overwhelming majority” of unionization cards and submitted the results to LSC President Helaine Barnett. Ms. Barnett, feeding off the government trough for her paychecks, shot back that “authorization cards are often an unreliable indicator of support for a union.”

Now, I ask you, if a fellow Democrat summoned her to Capitol Hill to testify on the merits of the Employee Free Choice Act, would she repeat that line? Hell, no, she’d sing the praises of card check right and left.

Okay, it gets better: After Ms. Barnett pooh-poohed the results, she also noted that by law, federal agency employees, unlike their counterparts in the private sector, aren’t permitted to unionize voluntarily using authorization cards.

Just more hypocrisy out of the nation’s majority party and their fellow travelers.

PS  I owe the image at top to the Union Label Blog, from whom I shameless purloined the jpeg.

Heresy! A Liberal Criticizes Obamacare?

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Category : Random Musings

Can you imagine a self-avowed liberal calling parts of the House of Representatives’ health reform measure (HR 3200) “ghoulish” and “creepy.”

Granted, Deborah White doesn’t go so far (or as accurately, right, Zeke Emanuel?) as to predict the establishment of “death panels” down the road, but she does pinpoint some of the really onerous, unctuous and terrifying parts of Obamacare (which HR 3200 most nearly resembles).

Read “Democrats Must Dump Incentives from Health Care Reform.”

Hoover’s Pro-Wage, Pro-Union Policies Sank Us into Depression

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Category : Federal Labor Law, Random Musings

A study from 2004 aimed to show how it was the pro-wage, pro-labor policies of Franklin Roosevelt that prolonged the Great Depression (I have no doubt that they did), and now a study from the same UCLA researcher wants to pin the genesis of the Great Depression on Herbert Hoover (no surprise here, Democrats have been doing this for decades).

However, I’ve long observed that FDR, rather than being a great innovator, actually picked up on Hoover’s failed polilcies and extended them to their ultimately self-destructing conclusions, especially with the Smoot-Hawley Tariff and his high-wage mindset as the cure for the depression (sound familiar?).

Now, UCLA economist Lee E. Ohanian shows how Hoover predated and preordained FDR’s (unconstitutional) NIRA (National Industrial Recovery Act):

In November 1929, Hoover met with the leaders of the major industrial firms and presented his plan to deal with a possible recession. He told them that at a minimum, they should not cut wages, and preferably would raise wages. He also advised them to share work among employees. In return for maintaining or raising wages and for work-sharing, Hoover told industry that he would keep union demands at bay. Following his conference with industry, Hoover secured organized labor’s agreement to withdraw demands for higher wages and not to strike.

This is the same high-wage, pro-labor policy that FDR codified into the 1993 National Industrial Recovery Act (NIRA), which was later ruled unconstitutional by the Supreme Court, but which did tons to stifle employment and industrial production. The results were similar to Hoover’s, writes Ohanian–manufacturing hours and output both fell by 20 percent.

Of both Hoover’s and FDR’s policies, Ohanian draws a free-market, supply-side conclusion:

The 1930s would have been a better economic decade had government policy promoted competition in product and labor markets, rather than adopting policies that extended monopoly in product markets and that set wages above competitive levels.

With a costly federal health care takeover on the horizon, followed most likely by labor “reform” in the guise of the misnamed Employee Free [No] Choice Act, you can draw your own conclusions about our current economic plight.

Read Ohanian’s “What–or Who–Started the Great Depression.”

Ohanian in 2004 also teamed with Harold L. Cole to produce research that showed “FDR’s policies prolonged Depression by seven years.